Key Points
- Commission: 80/20 split, $16k annual cap → 100% post-cap.
- ICON Program: Top agents reclaim $16k cap as company stock.
- Stock Earnings: ICON agents earn 100%+ via stock awards.
- Passive Income: Revshare (willable, retirement-ready) vs. standard 100% brokerages.
If you’re on the hunt for a 100% commission real estate brokerage, you’re probably thinking one thing: “How do I keep more of my hard-earned commission and build real wealth in real estate?” We get it. You want freedom. Flexibility. More control over your business—and your life. But here’s the thing: Not all 100% commission brokerages are created equal. In fact, most leave you doing all the heavy lifting on your own.
Enter eXp Realty. While we’re not technically a 100% commission brokerage, for top producers, it can be just that—and more. Here’s how: Every agent at eXp starts with an 80/20 commission split, but once you hit your $16,000 cap, you earn 100% commission for the rest of your year. If you’re a high-producing agent, you can qualify for eXp’s ICON Agent Program, where you earn that entire $16,000 cap back in company stock. Plus, you earn eXp stock too. That’s right. Hit your numbers, and you’re not just at 100% commission—you’re earning more than 100%.
But it doesn’t stop there. Unlike traditional 100% shops, where you’re often on your own to cover the costs of technology, leads, training, and marketing, eXp Realty gives you all of that (and more!) for just $85 a month. We’re talking top-tier real estate agent tools, cutting-edge real estate technology, full-time lead generation support, the best revenue share passive income opportunity for wealth and the kind of global agent network you won’t find anywhere else.
And because eXp is the only publicly traded real estate brokerage to stay profitable over the last five years, they have the resources to keep innovating and improving everything they offer, and they do exactly that with improvements and additional tools added every year.
So, if you’re looking for more support, more tools, and a legitimate opportunity to earn more than 100%, eXp Realty is the better choice. You don’t have to settle for less just to keep more. Let’s get into it. Here’s your handy dandy index:
Table of Contents
How eXp Realty Works: A Path to 100%—And Beyond
At eXp Realty, agents start with a competitive 80/20 commission split—but there’s a cap. Once you’ve paid $16,000 to the brokerage, you keep 100% of your commission for the remainder of your anniversary year. For high-producing agents, eXp’s ICON Agent Program offers the opportunity to earn that $16,000 cap back in company stock. Additionally, all producing eXp agents earn company stock when they hit certain milestones, like doing their first transaction each year. That means you’re not just earning 100%—you can earn more than 100%.
And unlike most 100% commission real estate brokerages, eXp Realty gives agents cutting-edge real estate technology, an online real estate brokerage model with global reach, full-time lead generation support, and access to additional income streams through revenue share and stock awards. There’s no comparison.
Understanding 100% Commission Brokerages
At a typical 100% commission real estate brokerage, agents keep all of their commission and just pay a flat transaction fee or monthly desk fee to the brokerage. While this model sounds appealing—especially to experienced agents with an established client base—it comes with trade-offs. Agents are usually on their own to cover the costs of technology, lead generation, marketing, and training.
There’s little to no support, no additional income streams, and no opportunity to build passive income. Unlike eXp Realty’s revenue share program—which offers true time freedom, retirement income, and willable wealth—traditional 100% commission models provide no long-term wealth-building opportunities. And while eXp Realty isn’t a traditional brokerage by any means, it offers high-producing agents the ability to earn 100% (or more), along with all the support, technology, and passive income potential that standard 100% shops simply can’t match.
Evaluating the Cost-Benefit Ratio
When you’re comparing eXp Realty to a traditional 100% commission brokerage, it’s important to look beyond the commission split. Sure, those models offer simplicity—flat fees and predictable transaction costs—but they often leave agents on their own to cover tech, training, and lead generation. More importantly, they provide zero opportunity for passive income, long-term wealth, or retirement benefits.
With eXp Realty, not only can high-producing agents earn 100% commission (and beyond), but every agent gets access to world-class real estate technology, resources, and tools that the only profitable, publicly traded brokerage in the last 5 years can offer. Now that’s stability!
If you’re weighing your options, ask yourself:
- What’s the commission split or cap?
- Are there flat fees or hidden costs?
- What transaction fees will I pay?
- Is there passive income potential (like eXp’s revenue share)?
- What kind of support will I receive?
- How much training is available (for new or experienced agents)?
- Is marketing and lead generation provided?
- Are there networking or referral opportunities (locally and globally)?
- Does the brokerage offer additional tools, resources, and healthcare options?
- Is the brokerage stable, innovative, and built for the future?
When you add it all up, eXp Realty offers something 100% commission brokerages simply can’t match: more support, more opportunities, and the potential to earn more than 100%.
Want to Learn More of the Detail? We’ve Got You Covered!
If you’re exploring how eXp Realty compares to a traditional 100% commission real estate brokerage and you’re wondering about the details of our commission split, agent benefits, and passive income opportunities—we’ve got you covered. We’ve broken it all down in full, in-depth blog posts that dive into the specifics:
- ICON Agent Program: Learn how high producers can earn their entire $16,000 cap back in company stock.
- What You Get for the $85 Monthly Brokerage Fee: Explore the full suite of tools, tech, training, and lead generation opportunities included
- eXp Revenue Share Explained: Discover how to build true time and financial freedom with passive income that’s willable and can continue into retirement.
These resources will give you a complete picture of why eXp Realty isn’t just competitive with 100% commission real estate brokerages—it’s a better model, with more ways to scale your business and build wealth.
Why Smart Agent Alliance?
When you join eXp Realty and name Smart Agent Alliance as your sponsor, you unlock far more than just eXp’s incredible platform—you gain access to one of the most supportive and resource-packed agent communities in the industry.
Smart Agent Alliance offers over $4,000 in added value for its agents, including:
- Free landing pages & automatic email drip to get leads and nurture them into clients.
- Get a free web page to attract agents for your passive income stream while you sleep!
- Free access to Social Agent Academy Pro, a $10,500 value social media marketing system.
- Done-for-you templates, including real estate listing presentations, business cards, social posts, and more.
- Weekly live mastermind calls for training, strategy, and collaboration.
With over 3300 agents and gaining more every day, Smart Agent Alliance is an exclusive network of like-minded agents who share best practices and help each other grow. Check out our free team value to see how Smart Agent Alliance can help you build a thriving real estate business.
That’s a Wrap!
If you’re looking for a 100% commission real estate brokerage—or something even better—eXp Realty delivers. High-producing agents can earn 100% commission and beyond through the ICON Agent Program, stock awards, and revenue share. Unlike 100% commission brokerages that leave you to fend for yourself, eXp Realty provides cutting-edge tools, training, support, and passive income opportunities—all for just $85 a month.
And when you partner with Smart Agent Alliance at eXp, you get even more value, with additional coaching, resources, and exclusive programs to help you succeed faster.
Stop settling for less when you can have it all—income, freedom, and support.
Frequently Asked Questions
Is eXp Realty a 100% commission real estate brokerage?
Not exactly. eXp Realty offers an 80/20 commission split with a $16,000 cap. After reaching the cap, agents earn 100% commission for the remainder of their anniversary year. High producers can earn even more through eXp’s ICON Agent Program, stock awards, and revenue share.
How can eXp Realty agents earn more than 100% commission?
Yes, agents who qualify for eXp’s ICON Agent Program can earn their $16,000 cap back in company stock. Additionally, agents earn stock awards and revenue share, allowing them to earn well beyond 100% of their commissions.
What is eXp Realty’s commission split?
eXp Realty has an 80/20 commission split. Agents pay 20% of each commission to eXp Realty until they reach a $16,000 cap. After capping, they receive 100% of their commissions for the rest of their anniversary year. All producing eXp agents earn stock awards too. ICON agents get their $16,000 cap back in company stock.
What are the fees at eXp Realty?
eXp Realty agents pay an $85 monthly real estate brokerage fee. There’s also a $25 broker review fee and a $60 E&O insurance fee per transaction. After capping, the transaction fee is reduced.
What makes eXp Realty different from a traditional 100% commission brokerage?
Unlike traditional 100% commission brokerages, eXp Realty provides agents with cutting-edge technology, lead generation support, 50+ hours of live weekly training, revenue share, stock awards, global networking, and all the exclusive value that sponsors provide agents who sign up and name them sponsor—all for $85 a month.
Does eXp Realty offer passive income?
Yes. eXp Realty’s revenue share program offers agents passive income for attracting new agents. Revenue share income is willable and continues into retirement, offering long-term financial security.
What is the ICON Agent Program at eXp Realty?
The ICON Agent Program rewards top producers by giving them their $16,000 cap back in the form of company stock. ICON Agents also receive recognition and additional leadership opportunities within eXp Realty. ICON agents also receive production stock awards and, thus, can earn more than 100% commission each year.
Is eXp Realty a good choice for new agents?
Yes. eXp Realty offers new agents 50+ hours of live weekly training, on-demand courses, mentorship programs, and, for those who name Smart Agent Alliance as their sponsor, additional resources to help them build a successful real estate business.
What tools do eXp Realty agents get for $85 a month?
Agents receive BoldTrail CRM, SkySlope Transaction Management, eXp World, eXp Workplace, SISU Analytics, Canva Pro, My eXp, and eXp Enterprise, and more—all included in the $85 monthly fee.
How do I join eXp Realty and Smart Agent Alliance?
To join eXp Realty and gain access to Smart Agent Alliance’s exclusive benefits, visit Smart Agent Alliance and name Doug Smart (Sheldon Doug Smart) as your sponsor during the eXp Realty sign-up process.
