Worksheet
What your brokerage costs you next year
Every comparison you read uses somebody else's production. This one is blank until you fill it in. Twelve numbers, five minutes, and you end with the only figure that decides a move: what you keep.
Your numbers stay in this browser. Nothing here is sent anywhere.
1. Your last twelve months
Use last year's real closings. A projection you hope to hit makes both columns lie by the same amount.
2. What you pay where you are today
Pull your last closing statement and your last brokerage invoice. Guessed fees are the reason most agents think they are paying less than they are.
| Line | Your number | Where to find it |
|---|---|---|
| Your commission split | ____ / ____ | agent / brokerage |
| Your cap, if you have one | $__________ | write "none" if there is no cap |
| Franchise or royalty fee | ____ % of gross | often 6%, sometimes off the top |
| Marketing or brand fee | ____ % of gross | |
| Desk / office fee | $__________ / month | |
| Technology fee | $__________ / month | |
| Transaction fee | $__________ / transaction | |
| E&O insurance | $__________ / transaction | |
| Anything else they bill you | $__________ / year | training, CRM, signs, mandatory events |
3. The same production at eXp Realty
This column is already filled in because it is the same for every eXp agent in the country. There is no office to negotiate with and no split to earn up to.
| Line | Amount | |
|---|---|---|
| Commission split | 80 / 20 | until the cap is met |
| Annual cap | $16,000 | company dollar stops here |
| Technology fee | $85 / month | $1,020 a year |
| Broker review fee | $25 / transaction | pre-cap |
| E&O insurance | $60 / transaction | capped at $750 a year |
| Post-cap transaction fee | $250 / transaction | next 20 transactions after the cap |
| Post-cap transaction fee | $75 / transaction | every transaction after those 20 |
| Franchise / royalty fee | $0 | there is no franchise |
Your production, run through those fees
- Company dollar (20% to the $16,000 cap)
- $0
- Technology fee ($85 x 12)
- $1,020
- Broker review fee ($25 per transaction)
- $0
- E&O insurance ($60 per transaction, $750 cap)
- $0
- Post-cap transaction fees
- $0
- Total to eXp
- $0
- You keep
- $0
- Your keep rate at eXp
- --
Or work it by hand
- 20% of your GCI: (if that is over $16,000, write $16,000)
- $85 x 12: $1,020
- $25 x transactions:
- $60 x transactions, stop at $750:
- Add lines 1 to 4. That is your total to eXp:
- Your GCI minus line 5. That is what you keep:
4. The number that decides it
A positive number is what a move would have put back in your pocket on last year's production. It is not a projection and it does not include revenue share, which depends on who you attract rather than what you sell.
Published fee schedules, current as of 2026. Your brokerage's numbers are whatever your own statements say - if the two disagree, believe your statements.