LPT Realty vs Century 21: Brokerage Comparison (2026)

Key Takeaway: LPT Realty and Century 21 operate two structurally different brokerage models. LPT is a cloud-based brokerage offering two flat-fee or capped commission plans with no royalty, plus a 7-tier revenue share program. Century 21 is a long-established franchise brand within Compass International Holdings with negotiated splits and a 6%–8% royalty. Cost outcomes and brand presence differ substantially across the two.

TL;DR About LPT Realty vs Century 21

• LPT offers two plans: Blueprint and Beyond Blueprint
• Century 21 uses negotiated splits with a 6%–8% royalty
• LPT charges no franchise or royalty fees
• Century 21 royalty applies at every production level
• LPT offers 7-tier revenue share with willable income
• Century 21 has long-standing global brand recognition
• Both have office-by-office or plan-by-plan cost variance

LPT Realty vs Century 21 compares two structurally different residential brokerages. LPT Realty is a cloud-based brokerage founded in 2018, offering two distinct commission plans (Blueprint and Beyond Blueprint), no franchise or royalty fees, and a 7-tier revenue share program. Century 21 is a long-established franchise brand operating within the Compass International Holdings portfolio, with individually negotiated splits, a 6%–8% royalty fee, and physical office presence across most markets.

This comparison is not a choice between a cloud platform and a legacy brand. Both operate as full-service brokerages with commission-based agent economics, with different cost architectures, brand positioning, and passive-income mechanics.

This article is part of our broader brokerage comparisons library at SmartAgentAlliance.com, built to help agents compare brokerage models, fees, caps, revenue share, equity opportunities, and support structures before choosing where to hang their license.

The sections below cover commission structures, total annual cost at common production levels, revenue share, training, technology, culture, brand presence, support, equity programs, and structural trade-offs:

2026 Update: Compass and Anywhere

Compass completed its acquisition of Anywhere on January 9, 2026, bringing brands such as Coldwell Banker, Century 21, Sotheby’s International Realty, Corcoran, and Better Homes & Garden under Compass International Holdings. However, unless agent-facing terms change, the core comparison remains based on how Century 21 operates for agents today, including commission structure, fees, brand positioning, office model, technology, training, and support 

Commission Structure

As a part of Anywhere, Century 21, along with Sotheby’s International Realty, Coldwell Banker, and Corcoran became part of Compass International Holdings on January 9, 2026, following the Compass-Anywhere merger. Day-to-day agent terms, commissions, and independent contractor agreements are unchanged as of publication.

The information below is provided for general comparison purposes only, based on sources available at the time of writing. Any plan summaries, figures, or calculation examples are illustrative only. Agents should verify all current terms directly with the brokerage they are evaluating before making a decision.

LPT Realty 

LPT Realty offers two distinct plans so agents can choose the structure that fits their production volume. 

Blueprint Plan (BP)

• 80/20 split until the annual production cap is reached
• $15,000 cap – once an agent has paid $15K to the brokerage, they keep 100% of the commission
• $195/transaction post-cap fee on every closed transaction after capping
• No franchise or royalty fees
• E&O insurance included at no additional cost
• $89/month and $500/year

Beyond Blueprint Plan (BB)

• $500/transaction flat fee – no split, agent keeps the rest
• $5,000 annual cap – once an agent has paid $5K in transaction fees, they keep 100%
• $195/transaction post-cap fee on every closed transaction after capping
• No franchise or royalty fees
• E&O insurance included at no additional cost
• $149/month and $500/year

The BB plan is typically structured for higher-volume producers. The BP plan is structured for agents with fewer but larger-value transactions.

Century 21 Commission Structure

Century 21 is a franchise system, and commission terms vary by office. Reported ranges across the network are listed below. 

• 70/30 to 90/10 split depending on the office and negotiated terms. The top-end Relentless plan can reach 90/10, but most agents start lower.
• 6% to 8% royalty fee paid to Century 21 corporate – this applies even after reaching any local cap
• Kickstart cap: approximately $22,500. The Relentless plan cap can reach $200,000 depending on office.
• Monthly desk fees of $0 to $350 depending on office
• Transaction fees of $95 to $295 per transaction (separate from the royalty)
• E&O insurance varies by franchise office – often an additional agent cost

The royalty fee is a defining structural feature of the Century 21 cost model. The royalty percentage applies on top of the office split and continues across production levels, so the total brokerage cost reflects both the split and the royalty rather than the split alone.

Total Annual Cost at Different Production Levels

LPT Realty Fee Schedule

Fee Type	Blueprint Plan (BP)	Beyond Blueprint Plan (BB)
Commission split / transaction fee	80/20 split until $15K cap	$500/transaction until $5K cap
Post-cap transaction fee	$195/transaction	$195/transaction
Annual fee	$500/year	$500/year
Monthly fee	$89/month ($1,068/year)	$149/month ($1,788/year)
E&O insurance	$0 (included)	$0 (included)
Franchise / royalty fee	$0	$0

Century 21 Fee Schedule (Ranges by Office)

Fee Type	Amount
Commission split	70/30 to 90/10 (negotiated by office)
Royalty fee	6% to 8% (applied even at higher production)
Cap	~$22,500 (Kickstart) to $200,000 (Relentless plan)
Monthly fee	$0 to $350 depending on office
Transaction fee	$95 to $295/transaction (separate from royalty)
E&O insurance	Varies (often agent responsibility)

What an Agent Producing $250,000 in GCI Pays

Assuming 25 transactions averaging $10,000 GCI each:

LPT Realty – Beyond Blueprint Plan (BB):

• Transaction fees to cap ($500 × 10): $5,000
• Post-cap transaction fees ($195 × 15): $2,925
• Monthly fees ($149 × 12): $1,788
• Annual fee: $500
• Total cost: approximately $10,213
• Net to agent: approximately $239,787 (95.9%)

LPT Realty – Blueprint Plan (BP):

• Commission to brokerage (20% until $15K cap): $15,000
• Post-cap transaction fees ($195 × 25): $4,875
• Monthly fees ($89 × 12): $1,068
• Annual fee: $500
• Total cost: approximately $21,443
• Net to agent: approximately $228,557 (91.4%)

Century 21 (mid-range estimates, 80/20 split + 7% royalty):

• Commission to brokerage at 80/20 split: $50,000
• Royalty fee (approximated at 7% of GCI, partially embedded in brokerage share, remainder ~$17,500): accounted within split
• Effective royalty/commission cost (blended 80/20 with royalty at $250K): approx. $43,750
• Monthly desk fees (~$175 × 12): $2,100
• Transaction fees (~$195 × 25): $4,875
• E&O estimate (~$46/transaction): $1,150
• Estimated total cost: approximately $47,875
• Estimated net to agent: approximately $202,125 (80.9%)

Estimated cost differential at $250K GCI: approximately $27,662 to $37,674 between the LPT and Century 21 illustrative totals at this production level, depending on which LPT plan is used.

Revenue Share and Passive Income

LPT Realty

LPT Realty distributes 50% of company dollars through a 7-tier revenue share program:

Tier	Who Is In It	Share of Company Dollars
Tier 1	Agents directly sponsored	Largest share (top tier)
Tier 2	Agents sponsored by Tier 1	Decreasing per tier
Tier 3	Third level	Decreasing per tier
Tier 4	Fourth level	Decreasing per tier
Tier 5	Fifth level	Decreasing per tier
Tier 6	Sixth level	Decreasing per tier
Tier 7	Seventh level (heritage)	Smallest share

Revenue share is based on company dollars (LPT’s portion of closed transactions). It vests over time with stock awards at 60%, 80%, and 100% at years 3, 4, and 5 respectively. LPT revenue share is willable to heirs, creating a potential income stream that can outlast active selling.

Century 21

Century 21 does not offer revenue share, profit share, or any passive income program for agents. The brokerage does not provide a retirement income path or willable income stream tied to agent recruitment.

Agent income at Century 21 comes from commissions earned on closed transactions. The brokerage operates on a traditional commission model in which income is tied to active production, consistent with most legacy franchise brokerages.

Training and Professional Development

LPT Realty

• 24/7 support – agents can reach support around the clock
• Virtual training and onboarding through the LPT platform
• Cloud-based tools and resources included with membership
• All training resources included at no additional cost

Century 21

• C21 University – online training portal with courses across sales, marketing, and technology
• In-person training available at many offices
• Training quality and availability vary significantly by franchise office
• Some offices invest heavily in agent development; others offer minimal structured support

Century 21 has a longer-established training infrastructure stemming from its decades as a major franchise. C21 University provides centralized online resources across the network. LPT’s training is newer and operates with 24/7 support access not commonly offered at traditional brokerages. Both brokerages delegate hands-on day-to-day training to individual offices or brokers, so newer agents typically evaluate mentorship structure and local broker availability as part of the evaluation.

Technology and Tools

LPT Realty

• Cloud-based transaction management and agent dashboard
• Marketing tools integrated into the agent platform
• All technology included with membership at no additional cost
• Location-independent – no physical office required

Century 21

• Access to the Century 21 global marketing platform and brand assets
• Property marketing through century21.com and affiliated channels
• Technology resources vary by franchise office
• The Century 21 brand name and global recognition are part of the value proposition

LPT’s technology orientation is built around a fully cloud-based infrastructure without physical office overhead. Century 21’s technology orientation is built around its globally recognized brand and marketing reach across an established consumer-facing network. The two technology models reflect different operational priorities — cloud-platform infrastructure versus brand-network distribution. The relative contribution of brokerage brand to client acquisition varies by market segment and the agent’s existing client relationships.

Culture and Work Environment

LPT Realty: Cloud-First, Flexible Structure

LPT agents operate without mandatory office presence, desk fees, or geographic limitations. The brokerage is structured around a fully virtual operating environment. The brokerage’s agent community has grown rapidly since its 2018 founding, with culture still developing at scale. The community is structured around production-focused agents operating in a low-overhead virtual environment.

Century 21: Established Brand, Local Office Culture

Century 21 offices range widely — from small independent franchises to large regional operations. The brand carries broad consumer recognition, particularly with buyers and sellers familiar with traditional franchise brokerages. Office culture is determined largely by the franchise owner, so the agent experience at one Century 21 office may differ substantially from another. Century 21’s structural identity is built around in-person collaboration, established local presence, and franchise-wide brand recognition.

Glassdoor reviews give LPT Realty approximately 70 reviews with a 3.5 overall rating and a notably higher 4.6 rating from agents specifically in the real estate agent role. Century 21 has approximately 1,400 reviews with a 3.9 overall rating. The Century 21 sample is much larger, which gives it more statistical weight, though both reflect the franchise model’s inherent variability across offices.

Stock, Equity, and Wealth Building

LPT Realty

LPT Realty is not publicly traded. However, it does offer agents stock awards as part of its compensation structure:

• Stock awards tied to performance and tenure milestones
• Vesting schedule: 60% at 3 years, 80% at 4 years, 100% at 5 years
• Revenue share income is willable, creating a passive wealth-building path

Century 21

Century 21 operates as a franchise within Compass International Holdings, the post-merger entity formed when Compass and Anywhere Real Estate combined on January 9, 2026. Individual agents do not have equity participation in the franchise or parent company. The brokerage does not offer a stock award program, revenue share, or passive income channel. Wealth building at Century 21 comes from commission income earned on closed transactions.

Agent Support

LPT Realty

• 24/7 agent support – around-the-clock access for agents regardless of time zone or market
• Virtual broker access without scheduling constraints
• Consistent support quality across all agents nationally

Century 21

• Support structure varies by franchise office
• Some offices provide strong broker availability and administrative support
• Others operate lean with limited dedicated support staff
• The franchise model means each office determines its own support approach and hours

What Agents Also Ask

What are LPT Realty’s two commission plans?

LPT Realty offers the Blueprint Plan (BP) at an 80/20 split with a $15,000 annual cap, and the Beyond Blueprint Plan (BB) at a $500 flat per-transaction fee with a $5,000 annual cap. Both plans use a $195 per-transaction post-cap fee. Monthly fees are $89 (BP) or $149 (BB), with a $500 annual fee applying to both.

How does Century 21’s royalty fee work?

Century 21 charges a franchise royalty fee of 6% to 8% on each transaction, paid to corporate. The royalty applies on top of the office’s commission split and continues across production levels. Caps and exact percentages vary by office. The royalty is separate from monthly desk fees and per-transaction fees.

Does LPT Realty have a vesting schedule for stock awards?

LPT Realty’s stock awards vest over a 5-year schedule: 60% at year 3, 80% at year 4, and 100% at year 5. Stock awards are tied to performance and tenure milestones. LPT Realty is not currently publicly traded, so the awards represent equity in a privately held company.

Do Century 21 agents have access to Compass International Holdings tools post-merger?

Following the January 2026 merger, Century 21 continues to operate as a distinct franchise brand within the Compass International Holdings portfolio. Day-to-day agent terms, commissions, and independent contractor agreements are unchanged as of publication. Multi-brand referral access across portfolio brands is part of the network structure.

Why This Matters

Many agents comparing LPT Realty and Century 21 are also evaluating how both models compare with eXp Realty’s cloud-based structure, standardized cap, revenue share, equity opportunities, and sponsor ecosystem. For that comparison, see eXp Realty vs LPT Realty and eXp Realty vs Century 21.

To compare additional brokerage models, return to the brokerage comparisons library.

Frequently Asked Questions

Do LPT Realty or Century 21 have a cap?

The Blueprint Plan caps at $15,000 per year. After reaching the cap, agents pay a $195 per-transaction fee. The Beyond Blueprint Plan caps at $5,000 in flat transaction fees per year ($500 per transaction), then drops to a $195 per-transaction fee. Century 21 caps vary by plan and office, and the royalty structure applies across production levels independently of any office-level cap.

Does Century 21 or LPT Realty charge a royalty fee?

Century 21 charges agents a royalty fee of 6% to 8% in addition to the office split. This royalty is paid to Century 21 corporate and applies at most production levels. It is a primary structural cost difference between Century 21 and cloud-based brokerages such as LPT, which do not charge a royalty.

How do LPT Realty’s two plans compare for higher-volume agents?

For agents closing 20 or more transactions per year, the Beyond Blueprint (BB) plan structures costs around a $500 flat per-transaction fee that caps at $5,000 annually, after which the $195 per-transaction post-cap fee applies. An agent closing 25 transactions at $250K GCI pays approximately $10,213 under BB versus approximately $21,443 under the Blueprint Plan. The BB plan carries higher monthly fees ($149 vs $89) and a lower cap, which suits higher transaction volumes; the BP plan suits agents with fewer but larger-value transactions.

Is LPT Realty or Century 21 publicly traded?

LPT Realty is not publicly traded as of this writing. It does offer agents stock awards that vest over 3 to 5 years. Century 21 operates as a franchise within Compass International Holdings (the post-merger entity formed January 9, 2026), but individual agents do not have equity participation in the franchise or parent company.

What is LPT Realty’s and Century 21’s Glassdoor rating?

LPT Realty has approximately 70 Glassdoor reviews with a 3.5 overall rating. Agents specifically in the real estate agent role rate it 4.6 out of 5. Century 21 has approximately 1,400 reviews with a 3.9 overall rating. The Century 21 sample is substantially larger and reflects the variability of the franchise model across many different office environments.