Key Takeaway: eXp Realty fees are capped, transparent, and directly tied to production rather than office overhead. Instead of desk fees, franchise royalties, or uncapped splits, agents pay predictable monthly and transaction fees that stop increasing once caps are reached, creating predictable, capped brokerage costs over time.
TL;DR About eXp Realty Fees
- eXp Realty charges a flat monthly brokerage fee instead of desk fees
- Transaction fees are predictable and capped annually
- There are no franchise fees or royalty fees
- Fees are tied to closed transactions, not office usage
- Post-cap fees are reduced for high-producing agents
- Fee structure is designed to protect agent income over time
Brokerage fees play a larger role in agent income than most commission splits. At many firms, hidden desk fees, franchise royalties, and uncapped costs quietly reduce take-home pay long after a deal closes. Over time, these expenses can have a greater impact on income than headline commission percentages.
eXp Realty approaches fees differently. Instead of charging agents for physical offices or layered administrative costs, eXp uses a capped, production-based fee structure designed to scale with an agent’s business rather than work against it.
This article explains how eXp Realty fees fit into the broader eXp Realty income ecosystem available to eXp agents. Here’s your handy dandy index:
Table of Contents
What’s the Deal with eXp Realty’s Monthly Fees?
Let’s cut to it: eXp Realty’s monthly fee is $85. That’s it. No “processing fee.” Just a flat rate that covers everything you need to run a real estate business like a pro without spending like one. The following breakdown explains what is included in the monthly brokerage fee, without comparing relative value across firms.
New agents to eXp Realty also pay a one-time $64 onboarding fee their first month (translation: $149 to get started). After that? Smooth sailing.
Here’s what that $85/month gets you, and spoiler: it’s not just access to a logo and an office fridge full of expired LaCroix.
- Choice of BoldTrail, Lofty, or Cloze CRM. BoldTrail and Lofty include an IDX website.
- SkySlope for managing transactions – $340 a month for other agents
- eXp University, packed with 50+ live weekly webinars and more than 400 on-demand training sessions that don’t suck
- Canva Pro with eXp Enterprise Marketing Center with plug-and-play professional templates – others pay $10 a month just for Canva Pro (no marketing center)
- Free access to Regus coworking spaces worldwide – others pay $93 a month
- Full access to eXp World, a virtual campus that actually works (unlike your last broker’s website)
- SISU business analytics – others pay $250 a month
Now, compare that to traditional real estate brokerage fees, where you’re paying more for less and sometimes still printing flyers at home. The bottom line? eXp gives you big brokerage tools with agent fees that don’t make your wallet cry. To learn more details about all of these, check out our blog, What eXp Agents Get for Their Real Estate Brokerage Fee – a LOT!
eXp Realty Transaction Fees: The Fees That Don’t Feel Like a Scam
At eXp Realty, transaction fees are refreshingly boring. No mystery math, no fine print written by a half-asleep paralegal—just two simple fees that make sense. And one of them even caps (unlike your old brokerage’s patience).
Here’s the breakdown:
- Broker Review Fee: $25 per transaction. That’s someone double-checking your paperwork so you don’t end up explaining a typo to a judge.
- Risk Management / E&O Insurance Fee: $60 per deal, capped at $750 a year. You could pay more but you won’t.
Now compare that to traditional real estate broker fees, where you’re hit with a $2,000+ E&O bill before your first commission check even clears. And it gets better: if you ever do land in legal hot water, eXp’s deductible is just $2,500, not the $10,000+ monster you’ll find lurking in the fine print at many other brokerages.
With eXp, you only pay these real estate agent fees as you go and you know when they stop. It’s budgeting with boundaries. If you’re after a real estate brokerage with the lowest fees and the good sense to protect your bottom line, well… welcome home.
What Happens After You Cap at eXp? Post-Cap Commission and Reduced Transaction Fees
Once you hit that $16,000 commission cap at eXp, the game changes and for once, it actually benefits you. You go from an 80/20 split to 100% commission, and the only thing you’ll pay per deal is a flat $335. That includes:
- $250 transaction fee
- $60 E&O insurance
- $25 broker review
No asterisks. No mystery math. No surprise donation to your broker’s secret boat fund.
And if you’re one of those high-producing eXp agents closing deals like it’s a competitive sport? You get rewarded again. Once you’ve paid $5,000 in post-cap fees, your cost per deal drops to $75 + $25 broker review.
Then there are eXp Realty stock awards that can offset most, or all, of your annual fees. Because while other brokerages are handing out paperweight trophies, eXp is handing out ownership.
This is what a real estate brokerage with the lowest fees should look like—one that rewards success instead of taxing it.
No Desk Fees, No Franchise Cuts, No Royalty Nonsense
Traditional brokerages love fees like toddlers love glitter—once they start, it’s everywhere. But at eXp Realty, there are zero desk fees, franchise fees, and no royalty fees. Nothing says “thanks for closing that deal” like taking another bite out of your commission… right?
With eXp, what you earn is yours. No paying rent on an office you never sit in. No 6% franchise skim off the top of your already not-great commission split. Just clean, simple numbers that make sense and make you more money.
That’s the beauty of a cloud-based brokerage: fewer middlemen, lower brokerage fees, and a structure that’s built for agent profitability, not company overhead. If you’ve been bleeding commission on charges you didn’t agree to (or understand), it’s time to join a real estate broker with the lowest fees and a little common sense.
Hidden Fees? Nope. eXp Realty Doesn’t Play That Game
Do you know what’s worse than high real estate brokerage fees? Surprise ones. The ones that show up uninvited, like your neighbor’s kid at your open-house snack table. Luckily, eXp Realty fees are the opposite of that.
Every dollar you’ll owe is laid out upfront: monthly fees, transaction fees, the whole shebang. There’s no “admin processing coordination support surcharge” popping up after your first closing. No hidden tech fee. No royalty sneak attack. Just a real estate broker with the lowest fees who actually tells you what they are.
Agents stick around at eXp because they can trust the math. And that trust turns into loyalty, productivity, and less time double-checking their commission statements. Real estate agent fees should be predictable. At eXp, they are. And in this industry, that’s practically revolutionary.
Want to see how these stack up against traditional brokerage fees? We did a full breakdown to compare eXp to other brokerages and show where agents lose the most.
The Future of eXp Realty Fees: No Sudden Plot Twists
In a world where brokerages hike agent fees faster than mortgage rates, eXp Realty has done something wild—kept fees stable. That’s right. While other companies “adjust for inflation” (translation: squeeze agents harder), eXp keeps it consistent.
The model’s built to evolve with the market. When change happens, it’s to boost agent success, not cover corporate mistakes. So if tweaks are made, they’re made for you, not at your expense.
This agent-first mindset is why so many pros consider eXp the best real estate brokerage for long-term growth. No sudden fee spikes. No policy shifts that read like a breakup text. Just a steady, smart, and transparent structure that grows with your business.
Don’t just take our word for it. See what agents are saying in these real eXp Realty reviews.
What Agents Also Ask About eXp Realty Fees
Are eXp Realty fees lower than traditional brokerages?
eXp Realty fees are often lower because they replace desk fees, franchise royalties, and uncapped splits with flat monthly and transaction-based costs. Total savings depend on production volume, but capped fees generally benefit agents who close consistent transactions over time.
Do eXp Realty fees increase as production grows?
No. eXp Realty fees are capped annually. Once agents reach their commission cap, additional transactions do not increase brokerage costs in the same way uncapped split models do. This structure allows higher-producing agents to retain more income as volume increases.
Who benefits most from eXp Realty’s fee structure?
Agents who plan to grow production or maintain consistent transaction volume tend to benefit most. Because fees are capped and predictable, agents can forecast expenses more accurately and avoid the compounding costs common at traditional brokerages.
Why This Matters Before You Join eXp Realty
eXp Realty’s fee structure is designed to control long-term brokerage costs, but it does not operate in isolation or replace the broader eXp Realty income structure.
At eXp Realty, all agents receive the same core brokerage platform, including compliance, compensation, and access to company divisions. What differs is the sponsor ecosystem an agent aligns with.
Agents who join eXp Realty and name a Smart Agent Alliance (SAA) aligned agent as sponsor gain access to organized sponsor infrastructure designed to preserve long-term optionality. This access includes done-for-you systems made available without cost or obligation.
Smart Agent Alliance is directly aligned with the Wolf Pack, one of eXp Realty’s most established sponsor organizations. Through this alignment, agents gain access to Wolf Pack training resources that are otherwise available for purchase, along with participation in the Wolf Pack community, without additional fees.
Full details are available on the Smart Agent Alliance eXp Realty sponsor page.
Frequently Asked Questions
What are the monthly fees at eXp Realty?
eXp Realty charges a flat monthly brokerage fee of $85 that covers access to core systems, tools, and support. New agents also pay a one-time onboarding fee of $64 in their first month. After onboarding, agents continue paying only the monthly fee regardless of production level.
Are eXp Realty transaction fees capped?
Yes. Some transaction-related fees, including Errors and Omissions insurance, are capped annually. This prevents costs from increasing indefinitely as production grows and allows agents to forecast expenses more accurately compared to brokerages with uncapped per-transaction charges.
Does eXp Realty charge desk, franchise, or royalty fees?
No. eXp Realty does not charge desk fees, franchise fees, or royalty fees. The brokerage operates without physical office overhead, allowing it to eliminate many of the fixed costs commonly passed on to agents at traditional firms.
What happens to fees after an agent caps at eXp Realty?
After reaching the annual commission cap, agents earn 100 percent commission and pay a flat transaction fee per deal. This structure rewards higher production by lowering the effective cost per transaction once the cap is reached.
How do eXp Realty fees compare to traditional brokerages?
Traditional brokerages often combine uncapped splits with desk fees, franchise royalties, and large upfront insurance costs. eXp Realty consolidates expenses into capped, transparent fees tied to production, which can significantly improve net income for consistent producers.
Can eXp Realty fees change over time?
While any brokerage can adjust pricing, eXp Realty has historically maintained fee stability. When changes occur, they are typically structured to improve agent value or services rather than introduce new layers of cost.
