Key Points
- eXp offers the lowest real estate broker fees with the highest value.
- $85/month gives agents premium tools worth well over $14,000/year.
- New agents to eXp pay a one-time $64 onboarding fee.
- Transaction fees include a $25 broker review + $60 E&O (caps at $750).
- No desk fees, franchise fees, or royalty fees—ever.
Ah, brokerage fees—the silent killers of agent optimism. One minute you’re celebrating a fat commission check, the next you’re staring down a line-item buffet of mystery charges that make you question your life choices.
At most real estate brokerages, agent fees are like a bad relationship: confusing, expensive, and full of surprises. Between desk fees, franchise cuts, and “admin” costs no one can explain, it’s no wonder agents are hunting for a smarter setup.
Enter eXp Realty fees: transparent, affordable, and refreshingly not trying to bleed you dry. With low monthly fees, a clean commission split, and no corporate tapeworms nibbling at your income, eXp is the real estate brokerage with the lowest fees that still gives a damn about agent success.
So if you’re tired of death-by-brokerage fees, keep scrolling. Because here, the only thing we inflate is your paycheck. Here’s your handy dandy index:
Table of Contents
What’s the Deal with eXp Realty’s Monthly Fees?
Let’s cut to it: eXp Realty’s monthly fee is $85. That’s it. No “processing fee.” Just a flat rate that covers everything you need to run a real estate business like a pro—without spending like one.
New agents to eXp Realty also pay a one-time $64 onboarding fee their first month (translation: $149 to get started). After that? Smooth sailing.
Here’s what that $85/month gets you—and spoiler: it’s not just access to a logo and an office fridge full of expired LaCroix.
- BoldTrail CRM & IDX website – aka, the $5,000-a-year tech that agents elsewhere pay for
- SkySlope for managing transactions – $340 a month for other agents
- eXp University, packed with 50+ live weekly webinars and more than 400 on-demand training sessions that don’t suck
- Canva Pro with eXp Enterprise Marketing Center with plug-and-play professional templates – others pay $10 a month just for Canva Pro (no marketing center)
- Free access to Regus coworking spaces worldwide – others pay $93 a month
- Full access to eXp World, a virtual campus that actually works (unlike your last broker’s website)
- SISU business analytics – others pay $250 a month
Now, compare that to traditional real estate brokerage fees, where you’re paying more for less—and sometimes still printing flyers at home. The bottom line? eXp gives you big brokerage tools with agent fees that don’t make your wallet cry. To learn more details about all of these, check out our blog, What eXp Agents Get for Their Real Estate Brokerage Fee – a LOT!
eXp Realty Transaction Fees: The Fees That Don’t Feel Like a Scam
At eXp Realty, transaction fees are refreshingly boring. No mystery math, no fine print written by a half-asleep paralegal—just two simple fees that make sense. And one of them even caps (unlike your old brokerage’s patience).
Here’s the breakdown:
- Broker Review Fee: $25 per transaction. That’s someone double-checking your paperwork so you don’t end up explaining a typo to a judge.
- Risk Management / E&O Insurance Fee: $60 per deal, capped at $750 a year. You could pay more… but you won’t.
Now compare that to traditional real estate broker fees, where you’re hit with a $2,000+ E&O bill before your first commission check even clears. And it gets better: if you ever do land in legal hot water, eXp’s deductible is just $2,500—not the $10,000+ monster you’ll find lurking in the fine print at many other brokerages.
With eXp, you only pay these real estate agent fees as you go—and you know when they stop. It’s budgeting with boundaries. If you’re after a real estate brokerage with the lowest fees and the good sense to protect your bottom line, well… welcome home.
What Happens After You Cap at eXp? More Money. Fewer Fees. No Catch.
Once you hit that $16,000 commission cap at eXp, the game changes—and for once, it actually benefits you. You go from an 80/20 split to 100% commission, and the only thing you’ll pay per deal is a flat $335. That includes:
- $250 transaction fee
- $60 E&O insurance
- $25 broker review
No asterisks. No mystery math. No surprise donation to your broker’s secret boat fund.
And if you’re one of those high-producing eXp agents closing deals like it’s a competitive sport? You get rewarded again. Once you’ve paid $5,000 in post-cap fees, your cost per deal drops to $75 + $25 broker review.
Then there are eXp Realty stock awards that can offset most—or all—of your annual fees. Because while other brokerages are handing out paperweight trophies, eXp is handing out ownership.
This is what a real estate brokerage with the lowest fees should look like—one that rewards success instead of taxing it.
No Desk Fees, No Franchise Cuts, No Royalty Nonsense
Traditional brokerages love fees like toddlers love glitter—once they start, it’s everywhere. But at eXp Realty, there are zero desk fees, franchise fees, and no royalty fees. Nothing says “thanks for closing that deal” like taking another bite out of your commission… right?
With eXp, what you earn is yours. No paying rent on an office you never sit in. No 6% franchise skim off the top of your already not-great commission split. Just clean, simple numbers that make sense—and make you more money.
That’s the beauty of a cloud-based brokerage: fewer middlemen, lower brokerage fees, and a structure that’s built for agent profitability, not company overhead. If you’ve been bleeding commission on charges you didn’t agree to (or understand), it’s time to join a real estate broker with the lowest fees—and a little common sense.
Hidden Fees? Nope. eXp Realty Doesn’t Play That Game
Do you know what’s worse than high real estate brokerage fees? Surprise ones. The ones that show up uninvited, like your neighbor’s kid at your open-house snack table. Luckily, eXp Realty fees are the opposite of that.
Every dollar you’ll owe is laid out upfront—monthly fees, transaction fees, the whole shebang. There’s no “admin processing coordination support surcharge” popping up after your first closing. No hidden tech fee. No royalty sneak attack. Just a real estate broker with the lowest fees… who actually tells you what they are.
Agents stick around at eXp because they can trust the math. And that trust turns into loyalty, productivity, and less time double-checking their commission statements. Real estate agent fees should be predictable. At eXp, they are. And in this industry, that’s practically revolutionary.
Want to see how these stack up against traditional brokerage fees? We did a full breakdown to compare eXp to other brokerages and show where agents lose the most.
The Future of eXp Realty Fees: No Sudden Plot Twists
In a world where brokerages hike agent fees faster than mortgage rates, eXp Realty has done something wild—kept fees stable. That’s right. While other companies “adjust for inflation” (translation: squeeze agents harder), eXp keeps it consistent.
The model’s built to evolve with the market—when change happens, it’s to boost agent success, not cover corporate mistakes. So if tweaks are made, they’re made for you, not at your expense.
This agent-first mindset is why so many pros consider eXp the best real estate brokerage for long-term growth. No sudden fee spikes. No policy shifts that read like a breakup text. Just a steady, smart, and transparent structure that grows with your business.
Don’t just take our word for it—see what agents are saying in these real eXp Realty reviews.
How eXp Realty Fees and Smart Agent Alliance Set You Up to Win
Here’s the bottom line: eXp Realty fees are designed to help you grow, not hold you back. While other brokerages bury you in desk fees, franchise cuts, and surprise charges, eXp keeps it simple—flat rates, capped costs, and major value packed into every dollar you spend. Whether you’re just starting out or closing deals in your sleep, the math actually works in your favor.
And when you partner with Smart Agent Alliance, that value multiplies. You’ll join one of the most collaborative teams at eXp Realty—agents who actually share strategies, not just selfies of their latest closing. As part of our team, you’ll get:
- A fully built-for-you agent attraction website (residential and commercial)
- Social Agent Academy Pro—our $10,500 social media marketing system
- Weekly masterminds with real strategy from real producers
- Step-by-step support to build your revenue share business
- Lead gen funnels, automated follow-ups, and customizable marketing assets
And yep—it’s all included at no extra cost.
Between eXp’s low agent fees, transparent structure, and our powerhouse team resources, this isn’t just a better brokerage. It’s a smarter way to build your future.
Want to see what it’s really like to work with a top real estate brokerage that puts agents first?
Visit SmartAgentAlliance.com to explore more benefits of eXp Realty, Smart Agent Alliance, or book a call with us. Let’s build something big—without the hidden fees.
Frequently Asked Questions
What are the monthly fees at eXp Realty?
eXp Realty charges a flat $85 monthly fee. In your first month, there’s an additional $64 onboarding fee, totaling $149. That fee covers high-value tools like BoldTrail CRM, SkySlope, eXp Canva Enterprise, eXp University and so much more!
Does eXp Realty have hidden fees?
No. eXp Realty’s fee structure is fully transparent. All charges—including monthly, onboarding, and transaction fees—are clearly outlined upfront. There are no surprise tech, desk, or royalty fees.
What is eXp Realty’s commission split?
eXp agents earn an 80/20 commission split until they hit a $16,000 cap. After that, they keep 100% of their commission, only paying a flat per-deal fee.
What happens when you hit the cap at eXp Realty?
After reaching the $16,000 cap, agents keep 100% of their commission. They pay a flat $335 transaction fee per deal ($250 transaction + $60 E&O + $25 broker review). The $250 drops to $75 after $5,000 in post-cap fees).
What are the transaction fees at eXp Realty?
Before getting a 100% commission split, agents pay a $25 broker review fee and a $60 E&O fee per transaction. The E&O fee caps at $750 per year. These fees are only applied when transactions close.
Are there desk or franchise fees at eXp?
Nope. eXp Realty charges zero desk fees, zero franchise fees, and zero royalty fees. Unlike traditional brokerages, your commission stays in your pocket.
How does eXp’s fee structure compare to traditional brokerages?
Traditional brokerages often charge thousands in upfront E&O insurance, desk fees, and franchise royalties. eXp Realty’s fees are lower, capped, and tied to actual production—making it one of the most affordable brokerages for agents.
Can eXp Realty fees change in the future?
While any brokerage could change fees, eXp Realty has a strong history of fee stability. If changes are made, they’re typically designed to benefit agents, not increase corporate profits.
