How to Get Your Indiana Real Estate License: 2026 Guide
Requirements at a Glance
Indiana is another state that doesn’t use the “salesperson” title – everyone starts with a broker license (what other states call an agent). With 90 hours of education and a reasonable cost structure, Indiana offers a solid path into real estate across markets like Indianapolis, Fort Wayne, Evansville, and the surrounding areas.
Quick Overview
Age: 18+ | Education: 90 hours (3 modules) | Exam: 145 questions, 4 hours, 75% to pass | Total cost: ~$600-$900
Table of Contents
What You Need Before You Start
You need to be at least 18 with a high school diploma or GED. Indiana runs a background check through both the Indiana State Police and the FBI via IdentoGO fingerprinting.
Like Illinois and Colorado, Indiana doesn’t have a “salesperson” license. Everyone starts as a broker. What other states call a “broker” is called a managing broker in Indiana.
New in 2024
Indiana now requires written buyer agency agreements before you can represent a buyer (HEA 1068-2024, effective July 2024). The agreement must have a definite expiration date, and the buyer gets a copy within 3 business days.
Step 1: Complete 90 Hours of Pre-Licensing Education
The 90 hours are divided into three 30-hour modules. Each module ends with a 100-question exam that you must pass to move forward. You have 6 months from enrollment to finish all three.
Topics include Indiana license law, agency relationships, contracts, property ownership, financing, fair housing, disclosures, and property management.
Budget $450-$650 for education. Approved schools include Ivy Tech Community College, Indiana Real Estate Institute, Colibri Real Estate, Tucker School of Real Estate, and others on the IPLA-approved list.
Deadlines to Track
Course must be completed within 6 months of enrollment. Once done, you have 1 year to pass the state exam. After passing, you have 1 year to submit your license application. Miss any of these windows and you start over.
Step 2: Apply and Get Fingerprinted
Submit your application through the IPLA Online Services Portal. The application fee is $60.
After submitting, IPLA sends you an email with a service code for fingerprinting. Use that code to schedule with IdentoGO:
- Cost: $38.20
- Schedule: in.state.identogo.com
- Processing: 3-4 days for Indiana residents, 7-10 days for out-of-state
Step 3: Pass the Indiana Real Estate Exam
As of February 2025, Indiana exams are administered by Pearson VUE (replacing the previous PSI provider). Testing is in-person only at Pearson VUE centers across Indiana – Indianapolis, Fort Wayne, Evansville, Merrillville, Terre Haute, and more. No remote proctoring available.
Exam Format
National: 80 scored questions, ~75% to pass | State: 50 scored questions, ~75% to pass | Total: 145 questions (includes 15 unscored), 4 hours | Fee: $55/attempt
| Detail | National Portion | State Portion |
|---|---|---|
| Questions | 80 scored (+5 pretest) | 50 scored (+10 pretest) |
| Passing Score | ~75% (60 correct) | ~75% (38 correct) |
| Total Time | 4 hours (145 questions) | |
| Fee | $55 per attempt | |
| Provider | Pearson VUE (in-person only) | |
| Retakes | Unlimited within 1 year, 24-hour wait | |
| First-Time Pass Rate | ~64% overall (51% state, 68% national) | |
How to Prepare
Indiana’s overall pass rate is about 64%, with the state portion (~51%) being significantly harder than the national (~68%). The state-specific questions on Indiana license law and regulations are where most people get tripped up.
- Focus on Indiana law. The state portion has a 51% pass rate for a reason. Indiana-specific agency law, disclosure requirements, and the new buyer agency agreement rules will be tested heavily.
- Take practice exams. Free resources: Real Estate Exam Ninja, AceableAgent, Easy-Prep
- Don’t skip the module exams. Your pre-licensing course has three 100-question module exams. Take them seriously – they mirror the state exam format and content.
If You Don’t Pass
Unlimited retakes within 1 year of your course completion. Each attempt is $55 with a 24-hour wait. You only retake the section you failed. If a year passes without passing, you redo the 90-hour course.
Step 4: Find a Managing Broker
Your license won’t be active without a sponsoring managing broker. You cannot practice real estate in Indiana independently as a new broker.
- Training matters more here. Indiana requires 30 hours of post-licensing education in your first 2 years. A good managing broker integrates this into their training program.
- Commission structure. Get the full breakdown – split, cap, fees, E&O insurance. Compare total costs across options.
- Technology and support. CRM, marketing tools, lead gen, transaction management. What’s included vs. extra.
- 2-year managing broker lockout. You can’t become a managing broker for at least 2 years, so choose someone you can learn from during that period.
Comparing brokerage models? Check out our team value breakdown or browse our eXp Realty guides.
Step 5: Complete Post-License Education
Within your first 2 years, you must complete 30 hours of post-licensing education focused on practical transaction skills. After that, continuing education is 12 hours per year (36 hours per 3-year renewal cycle). Managing brokers need at least 4 of those 12 hours in business management and legal topics.
Total Costs Breakdown
What You’ll Spend
Pre-licensing (90 hrs): $450-$650 | Application: $60 | Exam: $55 | Fingerprinting: $38.20 | Total: ~$603-$803
| Item | Cost |
|---|---|
| Pre-licensing courses (90 hrs) | $450 – $650 |
| Application fee | $60 |
| Exam fee | $55 |
| Fingerprinting (IdentoGO) | $38.20 |
| Total | $603 – $803 |
Indiana is one of the more affordable states. State fees total about $153. Your license renews every 3 years with 12 hours of CE required annually.
How Long Does It Take?
- Pre-licensing education (90 hrs): 3-12 weeks
- Application + fingerprinting: 1-2 weeks
- Exam scheduling + taking: 1-4 weeks
- License issuance: 2-4 weeks after approval
Most people complete the process in 2-4 months. Accelerated students can finish in as little as 6-8 weeks.
Frequently Asked Questions
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Doug Smart
Co-Founder, Smart Agent Alliance
Licensed real estate agent - license #02191298 (CA) - Brokered by eXp Realty
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