Key Takeaway: Success Lending eXp is an optional lending solution within eXp Realty Solutions that gives agents access to coordinated mortgage support for clients, without requiring agents to use a captive lender or changing how they run their business.
TL;DR About Success Lending at eXp Realty
- Success Lending is optional, not required
- Agents are not restricted from using outside lenders
- Designed to reduce transaction friction and communication gaps
- Offers coordinated lending support across many loan types
- Available in multiple states, with ongoing expansion
- Functions as part of eXp Realty’s broader Solutions ecosystem
If you have ever wished the mortgage process felt easier for your clients and more predictable for your transactions, Success Lending eXp exists to address that friction. It is an optional mortgage solution available to eXp Realty agents who want tighter coordination between lending and transaction timelines, without forcing exclusivity or limiting agent choice.
This article explains how Success Lending eXp fits into the broader eXp Realty Solutions ecosystem available to eXp agents. Here’s your handy dandy index:
Table of Contents
What Is Success Lending eXp?
Success Lending is a game-changing mortgage platform built for eXp Realty agents and their clients. Launched in 2021 joint venture with Kind Lending, it offers a full suite of residential mortgage solutions, delivered through innovative technology and top-notch support.
This isn’t just another lender. Success Lending integrates seamlessly with the eXp Realty platform, giving agents and clients a faster, easier, and more flexible home financing experience. For eXp agents, Success Lending is just one part of eXp Solutions for agents to help their clients.
Overview of Mortgage Solutions at Success Lending eXp
Success Lending eXp offers a wide variety of loan programs designed to meet the needs of nearly any homebuyer. Their lineup includes:
- Conventional Loans
- VA Loans
- FHA Loans
- First-Time Homebuyer Programs
- Jumbo Loans
- …and more.
With an easy-to-use digital application process, your clients can breeze through the paperwork and stay in the loop with real-time updates. Success Lending eXp matches each client with the right loan for their needs—keeping long-term financial health in mind. It’s the kind of mortgage experience that makes YOU the hero of their homebuying journey.
Where Does Success Lending Operate?
Success Lending eXp operates in multiple states—and they’re expanding quickly! States like: Alabama, Arizona, California, Colorado, Connecticut, Florida, Georgia, Illinois, Iowa, Louisiana, Maryland, Michigan, Minnesota, Nebraska, New Jersey, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, West Virginia, and Wisconsin. Whether your client is buying locally or relocating across state lines, this lender has the regional expertise to navigate state-specific regulations and deliver proven mortgage solutions. They’re here to help you and your clients get to the closing table—no matter where “home” happens to be.
Leadership and Team Expertise
Success Lending eXp is powered by an all-star team of seasoned mortgage professionals. These are the folks who know how to navigate complex lending situations and make them feel easy. Their collaborative culture and commitment to ongoing training mean your clients will work with loan officers who are sharp, responsive, and genuinely invested in their success. It’s the kind of team you want in your corner.
The Power Duo: eXp Realty + Success Lending
When two powerhouses join forces, big things happen. That’s exactly what you get with the strategic partnership between eXp Realty and Success Lending. Together, they’re transforming how real estate agents support their clients—making the home-buying and financing experience smoother, faster, and less stressful.
This isn’t just about streamlining the mortgage process (although that’s a huge win). It’s about giving eXp Realty agents an edge in today’s competitive market. By teaming up with Success Lending eXp, agents can offer their clients an all-in-one solution that simplifies everything from showing the home to closing the loan.
And because both companies are built on innovation, transparency, and service, clients get a better experience at every step. This partnership isn’t just raising the bar—it’s resetting the standard for what real estate and mortgage services should be.
How the Success Lending eXp Partnership Benefits Real Estate Agents
For eXp Realty agents, working with Success Lending is like unlocking a new level of service (and opportunity!). Here’s how it helps:
- Exclusive Access to Competitive Rates & Loan Programs: Agents can offer clients attractive mortgage rates and flexible loan options that are often only available through Success Lending eXp.
- An Instant Credibility Boost: Partnering with a trusted, national mortgage lender builds buyer confidence—and makes you the hero of their home-buying story.
- Tools That Make You Look Like a Pro: From loan calculators to personalized support, Success Lending equips agents with the resources they need—especially when paired with the full suite of agent tools available through eXp Realty— to attract more clients and close deals with confidence.
- More Deals, More Earnings: Success Lending’s referral opportunities mean agents can earn additional income through successful mortgage referrals. More deals closed = more commissions in your pocket.
Whether you’re helping a first-time buyer or a seasoned investor, this partnership puts more solutions (and more value) in your hands.
Get More with eXp Realty’s Preferred Partner Program
As part of eXp Realty’s Preferred Partner Program, Success Lending eXp gives agents VIP access to even more tools and training:
- Exclusive Digital Training & Workshops: Stay up-to-date with Success Lending’s expert-led sessions on mortgages, market trends, and best practices.
- Marketing Support & Resources: Tap into customizable templates, co-branded materials, and joint marketing strategies—just like in these proven real estate marketing assets tailored for eXp agents—to promote your services and attract more buyers.
- Streamlined Communication Channels: Enjoy faster, direct access to Success Lending’s loan officers and support staff—helping you get answers (and updates) quickly.
This program is designed to give eXp Realty agents everything they need to deliver a top-notch client experience and focus on what they do best: selling homes and building relationships.
Better Collaboration = Better Results for Clients (And Agents!)
When eXp Realty agents and Success Lending eXp loan officers team up, everyone wins. This partnership isn’t just about smart collaboration—it’s about elevating the entire client experience while opening up new opportunities for agents to grow their business and income.
Faster Closings
When agents and lenders work side-by-side, communication is seamless and proactive. That teamwork shaves days—sometimes even weeks—off the closing timeline. Your clients get the keys to their new homes faster, and you get more time to focus on your next deal.
Tailored Mortgage Solutions for Every Client
Success Lending loan officers collaborate directly with agents to design custom lending solutions that fit each client’s unique financial situation. Whether it’s a first-time buyer, a seasoned investor, or someone with complex financing needs, you can offer mortgage options that close the deal.
New Revenue Opportunities for Agents
Beyond better service for clients, eXp Realty agents can tap into additional income streams through the Success Lending eXp referral program. Agents who refer qualified loan officers may also qualify for bonuses—up to $10,000. It’s a smart way to boost your earnings while expanding your professional network. Success Lending’s referral opportunities mean agents can earn additional income through successful mortgage referrals—another great way to boost your income alongside eXp Realty’s commission split and revenue share model.
More Lending Choices = More Satisfied Clients
Success Lending offers a comprehensive portfolio of mortgage products, from conventional loans to VA loans and first-time buyer programs. More options mean better solutions tailored to each client’s needs, giving you a competitive advantage and building trust that leads to lifelong clients.
Premium Support and Resources to Help Agents Win
With cloud-based tools, ongoing training, and marketing resources, Success Lending eXp equips agents with everything they need to guide clients through the mortgage process confidently. Whether it’s a loan calculator or educational webinars, you’ll have the tools to stay sharp and provide unbeatable service.
Collaboration That Sparks Innovation
Success Lending creates a collaborative culture where agents and mortgage professionals share knowledge, strategies, and best practices. This teamwork leads to innovative solutions, faster problem-solving, and a better experience for both clients and agents.
Happier Clients, Stronger Relationships
A seamless mortgage process builds confidence and turns clients into loyal fans. Happy clients become repeat clients—and they’re more likely to send referrals your way.
What Agents Also Ask About Success Lending eXp
Is Success Lending eXp required for eXp Realty agents?
No. Success Lending eXp is optional. Agents may use it, work with outside lenders, or maintain existing lending relationships. Choosing not to use Success Lending has no impact on commission splits, caps, sponsorship placement, or standing with eXp Realty.
How does Success Lending compare to using a personal or local lender?
Success Lending functions as a coordinated option within eXp Realty Solutions, focusing on communication and workflow alignment. Agents who already have trusted lenders may continue using them, while others may value the integrated support structure offered by Success Lending.
Who is Success Lending eXp best suited for?
It is often useful for agents who want tighter transaction coordination, work across multiple states, or prefer a lending option familiar with eXp Realty workflows. It may be less relevant for agents with long-standing lender partnerships they prefer to maintain.
Why This Matters Before You Join eXp Realty
Success Lending eXp is designed to help reduce one of the most common transaction friction points, lending delays and communication breakdowns, but it does not operate in isolation or replace the broader brokerage experience.
At eXp Realty, all agents receive the same core brokerage platform, including compliance, compensation, and access to company divisions. What differs is the sponsor ecosystem an agent aligns with.
Agents who join eXp Realty and name a Smart Agent Alliance (SAA) aligned agent as sponsor gain access to organized sponsor infrastructure designed to preserve long-term optionality. This access includes done-for-you systems made available without cost or obligation.
Smart Agent Alliance is directly aligned with the Wolf Pack, one of eXp Realty’s most established sponsor organizations. Through this alignment, agents gain access to Wolf Pack training resources that are otherwise available for purchase, along with participation in the Wolf Pack community, without additional fees.
Full details are available on the Smart Agent Alliance eXp Realty sponsor page.
Frequently Asked Questions
Do eXp Realty agents have to refer clients to Success Lending?
No. Referring clients to Success Lending is optional. eXp Realty agents may continue working with any lender they choose, including personal or local lending partners. Using or not using Success Lending has no impact on commission splits, caps, sponsorship placement, or an agent’s standing with the brokerage.
Does using Success Lending affect commission splits or caps?
No. Participation in Success Lending does not change an agent’s commission split, cap structure, revenue share eligibility, or other compensation terms. Lending usage is separate from the brokerage’s financial and compensation models and does not alter how agents are paid.
Is Success Lending available in every state?
No. Success Lending operates in multiple states and continues to expand, but availability depends on state licensing and lending regulations. Agents should confirm whether Success Lending operates in the specific state where a transaction is taking place before referring a client.
Does Success Lending replace other eXp Realty solutions or tools?
No. Success Lending functions alongside other eXp Realty Solutions and does not replace brokerage compliance systems, transaction management platforms, or outside vendors. Agents may use Success Lending selectively while continuing to rely on other tools and service providers.
